rewards-optimizer
Figure out the best card or payment route for a purchase (or your everyday spending) to maximize cashback/points — without overspending or drowning in complexity. Use when asked which card should I use for [purchase], maximize my credit card rewards, best card for [category], or optimize my points. Produces the best-value route for the spend from the cards/programs you actually have, a simple everyday cheat-sheet by category, redemption tips, and honest guardrails (pay in full, don't chase points into debt or clutter). Not financial advice.
SKILL.md
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